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Coverage for:
- Professional services as administrator, executor and trustee incidental to a firm's practice of law; notary public arbitrator/mediator; a hearing officer or lobbyist; title agent services for clients
- Professional services performed on behalf of the Named Insured by Of Counsel and independent contractors
- Authorship and bar association services
- Personal injury coverage for libel, slander, invasion of privacy, malicious prosecution and other non-bodily injury damages
- Supplemental payments coverage includes:
- Loss of Earnings Coverage up to $7500 per claim and $25,000 per policy period
- Disciplinary & Licensure Defense up to $30,000 per disciplinary action and $60,000 per policy
- New! Security Incident Reimbursement up to $5000 per security incident and $10,000 per policy for expenses incurred due to a database security breach
- Professional liability limits of liability of $100,000/$300,000 to $5,000,000*
- Retentions start as low as $1000 and up to $100,000 for qualifying firms
*Liability options vary by state and territory under coverages
Special features:
- New! Early claim resolution incentive provides for 50% retention reimbursement for claims settled within 1 year of being reported up to $5000 per claim
- 30 day claim grace period for reporting claims made against a firm within the policy period
- Extended Reporting Periods (ERPs)
- Limit Reinstatement if a renewal offer is made, but not accepted by the firm based on number of years insured
- Free Unlimited Retirement ERP if at least 55 years old and insured for at least 4 consecutive policy periods
- Free Death & Disability ERP
- We will not settle a claim without your consent
- Worldwide coverage provided the claim is made in the United States, its territories or possessions, or Canada
- Prior acts coverage may be available subject to underwriting review
Benefits:
- Peace of mind knowing that you can count on outstanding service provided by professionals devoted exclusively to lawyers professional liability coverage
- Underwriters dedicated exclusively to underwriting lawyers professional liability coverage
- An in-house Claim Department led by lawyers
This summary is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the Navigators NAV LPP PF policy edition 6-2009. A specimen copy of the entire policy is available upon request. Only the insurance policy and applicable endorsements can give actual terms, coverages, conditions, limits and exclusions. Coverage may not be available in all jurisdictions. Coverage offered by Navigators Insurance Company. The Lawyer's Protector Plan® and LPP® are registered trademarks of, and is administered nationally by, B&B Protector Plans, Inc., Daytona Beach and Tampa, Florida
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