Lawyer's Protector Plan® Professional Liability Coverage for Attorneys

8/31/2010

Brown & Brown and Navigators Expand Lawyers Professional Liability Program Effective October 1, 2010

(Tampa, FL)...Brown & Brown, Inc.(NYSE:BRO) announced today the expansion of the Lawyer's Protector Plan® (LPP®) Liability Program, which it runs in partnership with Navigators Insurance Company, to include law firms with up to 34 attorneys effective October 1, 2010. Brown & Brown and Navigators created one of the leading national lawyers' professional liability insurance programs in the country by combining their law firm programs designed for firms of one to 19 attorneys in November 2009.

"The LPP® has been dedicated exclusively to meeting the professional liability insurance needs of lawyers for over 27 years," said Laura M. Simon, Executive Vice President of B&B Protector Plans, Inc. and Program Manager of the LPP® program. "In partnership with Navigators we look forward to extending our shared expertise and commitment to value-added products and services to law firms with up to 34 attorneys."

"Navigators and Brown & Brown have worked together over the past year to build product, service and distribution platforms to better serve current and potential clients. The expansion of the LPP® program allows us to extend this framework to a larger market segment," said Stacy Hoffman, Senior Vice President, Professional Liability, Navigators Pro, a division of Navigators Management Company, Inc.

The LPP® is a division of B&B Protector Plans, Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange. Brown & Brown is ranked as the seventh largest insurance intermediary in the United States and seventh largest in the world by Business Insurance magazine. The LPP® began operations in 1983 and has since become a premier provider of professional liability insurance to small law firms in the United States. More information regarding the LPP® is available at http://lawyers.protectorplan.com.

The Navigators Group, Inc. (NASDAQ:NAVG) is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe. Navigators is committed to the principles of underwriting excellence and to conducting its business with integrity, professionalism and pride. Coverage is underwritten by Navigators Insurance Company and Navigators Specialty Insurance Company which are both rated 'A' [Excellent] by A.M. Best, and 'A' [Stable] by Standard & Poor's. More information about Navigators is available at http://www.navg.com.

This press release may contain certain statements relating to future results which are forward-looking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that the actual results of the expansion of the LPP® may differ, possibly materially, from the anticipated results indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

5/12/2009
Brown & Brown and Navigators Partner for Lawyers Professional Liability Effective November 1, 2009

(Tampa, FL)...Brown & Brown, Inc. (NYSE:BRO) and Navigators Insurance Company announced today that Navigators will become the new carrier for the Lawyer's Protector Plan® (LPP®) effective November 1, 2009. Brown & Brown and Navigators will combine their existing programs for law firms with one to 19 attorneys, thereby creating one of the leading national lawyers' professional liability insurance programs in the country.

The LPP® is a division of B&B Protector Plans, Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange. Brown & Brown is ranked as the seventh largest insurance intermediary in the United States and ninth largest in the world by Business Insurance magazine. The LPP® began operations in 1983 and has since become one of the largest providers of professional liability insurance to small law firms in the United States. On a combined basis, Brown & Brown and Navigators will provide professional liability to more than 6500 law firms in approximately 45 states and the District of Columbia. More information regarding the LPP® is available at lawyers.protectorplan.com.

Navigators Insurance Company is rated "A" Excellent by A.M. Best and "A" Strong by Standard & Poor's. The Navigators Group, Inc. was named on Fortune Magazine's 2008 list of "America's 100 Fastest Growing Companies" and is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe. More information regarding Navigators is available at www.navg.com.

"We enter into our program partnership with Navigators with great enthusiasm and a high level of commitment to this partnership and to our policyholders," said Laura M. Simon, Executive Vice President of B&B Protector Plans, Inc. and Program Manager of the LPP program. "We will work hard together to offer a true value proposition to our policyholders through a combination of unparalleled service and enhanced product offerings."

"Both Brown & Brown and Navigators have developed market reputations for providing exceptional service to the small law firm market. In working together, we intend to capitalize on the synergy of our two organizations to provide enhanced service and innovative solutions for law firms," said Reina L. Gregorio, President, Professional Liability, Navigators Pro, a division of Navigators Management Company, Inc.

This press release may contain certain statements relating to future results which are forwardlooking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that Brown & Brown's actual results and financial condition may differ, possibly materially, from the anticipated results and financial condition indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. Some factors include: general economic conditions around the country; downward commercial property and casualty premium pressures; the competitive environment; the integration of Brown & Brown's operations with those of businesses or assets Brown & Brown has acquired or may acquire in the future and the failure to realize the expected benefits of such integration; the potential occurrence of a disaster that affects certain areas of the States of Arizona, California, Florida, Georgia, New Jersey, New York, Pennsylvania and/or Washington, where significant portions of Brown & Brown's business are concentrated; and the actual costs of resolution of contingent liabilities. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

4/18/2007
Laura Simon Named to Head Brown & Brown, Inc.'s Lawyer's Protector Plan®

DAYTONA BEACH, FL and TAMPA, FL, Apr 18, 2007 (MARKET WIRE via COMTEX News Network) -- Linda S. Downs, CPCU, AAI, President of B&B Protector Plans, Inc.®, a subsidiary of Brown & Brown, Inc. (NYSE: BRO), has announced that Laura M. Simon, JD, MBA, has been promoted to Executive Vice President and Profit Center Leader of the Lawyer's Protector Plan® (LPP®), one of the programs that comprises B&B Protector Plans, Inc.® In her new position, Ms. Simon will be responsible for the day-to-day operations of this niche professional liability insurance program serving attorneys and law firms nationwide

Ms. Downs explained, "We feel quite fortunate that Laura, with her background in both law and business, was available to step into this position as we expand our marketing focus and resources for this successful brand. She has accepted the challenge to help lead the LPP® to the next level."

Ms. Simon was selected based on her experience with the Company, law degree and Masters of Business Administration (MBA) degree. Most recently she has been the Director of the Company's Leadership Development Department. Prior to that she served in management capacities within the Lawyer's Protector Plan® for six years, during which time she earned her MBA degree from the University of Tampa. Before joining the LPP®, Ms. Simon spent several years as a claims specialist and consultant with insurance underwriting companies in the midwestern United States. She earned her Juris Doctor degree from Cleveland-Marshall College of Law.

The LPP® has been providing professional liability insurance for attorneys since 1983. Today, the program writes approximately $40 million in premiums annually and covers nearly 6,000 law firms in 44 states and the District of Columbia. The LPP® is underwritten by Greenwich Insurance Company, a member of the XL Capital group, which is a diversified insurance, reinsurance and financial products and services business. XL Capital Group has earned one of the highest ratings available ("A+" XV) from A.M. Best, the leading independent insurance rating organization in the United States.

Brown & Brown, Inc. and its subsidiaries offer a broad range of insurance and reinsurance products and services, as well as risk management, third party administration, managed health care, and Medicare set-aside services and programs. Providing service to business, public entity, individual, trade and professional association clients nationwide, the Company is ranked by Business Insurance magazine as the United States' sixth largest independent insurance intermediary. The Company's Web address is www.bbinsurance.com.

This press release may contain certain statements relating to future results which are forward-looking statements, including those relating to continuing our revenue and operating growth. These statements are not historical facts, but instead represent only the Company's current belief regarding future events, many of which, by their nature, are inherently uncertain and outside of the Company's control. It is possible that the Company's actual results, financial condition and achievements may differ, possibly materially, from the anticipated results, financial condition and achievements contemplated by these forward-looking statements. Further information concerning the Company and its business, including factors that potentially could materially affect the Company's financial results and condition, as well as its other achievements, are contained in the Company's filings with the Securities and Exchange Commission. Some factors include: general economic conditions around the country; downward commercial property and casualty premium pressures; the effects of recent legislative and regulatory changes in Florida pertaining to the insurance industry; the competitive environment; the integration of the Company's operations with those of businesses or assets the Company has acquired or may acquire in the future and the failure to realize the expected benefits of such integration; the potential occurrence of a disaster that affects certain areas of the States of California, Florida, Georgia, New Jersey, New York, Pennsylvania and/or Washington, where significant portions of the Company's business are concentrated; the actual costs of resolution of contingent liabilities; those factors relevant to Brown & Brown's consummation and integration of announced acquisitions, including any matters analyzed in the due diligence process, material adverse changes in the customers of the companies whose operations are acquired, and material adverse changes in the business and financial condition of either or both companies and their respective customers; and the cost and impact on the Company of previously disclosed litigation initiated against the Company and regulatory inquiries regarding industry and Company practices with respect to compensation received from insurance carriers. All forward-looking statements made herein are made only as of the date of this release, and the Company does not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which the Company hereafter becomes aware.

1/19/2006
Important Update: Lawyer's Protector Plan® to Begin Accepting Other Programs' Application Forms Effective January 2006 January 19, 2006: 2:08 p.m. EST

TAMPA, Fla. (PRNewswire) - TAMPA, Fla., Jan. 19 /PRNewswire-FirstCall/ -- Brown & Brown, Inc. today announced that its Lawyer's Protector Plan® (LPP®) insurance program will begin offering bindable quotes using competitors' "long form" application forms for new lawyers professional liability insurance coverage, if such applications are accompanied by LPP®'s one-page LPP® "Bridge Application" and "Representation Statement" supplement. Located in Tampa, Florida, LPP® specializes in providing lawyers' professional liability insurance for law firms across the country with one to 10 attorneys.

"I am confident our agents will enjoy being able to use competitors' applications in order to receive a bindable quote from LPP®. This should save a lot of time for the agent and for the insured law firm," said Stephen S. van Wert, Executive Vice President of Brown & Brown's Professional Programs Division, who is responsible for the LPP® program. All applications and supplements are available on LPP®'s website at lawyers.protectorplan.com.

LPP® is part of the Programs Division of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange . Brown & Brown is ranked as the 7th largest insurance intermediary in the United States by Business Insurance magazine. LPP® began operations in 1983 and has since become one of the largest providers of professional liability insurance to small law firms in the United States. LPP® provides coverage to thousands of law firms in 42 states and the District of Columbia.

The LPP® program is currently underwritten by Greenwich Insurance Company, a member of the XL Capital group, rated "A+" by A.M. Best. Greenwich Insurance Company is a primary insurance company licensed to write property and casualty insurance throughout the United States and is a member insurer of XL Capital Ltd's insurance operations branded as "XL Insurance". XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance, reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. More information about XL Capital Ltd is available at www.xlcapital.com.

This press release may contain certain statements relating to future results which are forward-looking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that Brown & Brown's actual results and financial condition may differ, possibly materially, from the anticipated results and financial condition indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. Some factors include: general economic conditions around the country; downward commercial property and casualty premium pressures; the competitive environment; the integration of Brown & Brown's operations with those of businesses or assets Brown & Brown has acquired or may acquire in the future and the failure to realize the expected benefits of such integration; the potential occurrence of a disaster that affects certain areas of the States of Arizona, California, Florida, Georgia, New Jersey, New York, Pennsylvania and/or Washington, where significant portions of Brown & Brown's business are concentrated; and the actual costs of resolution of contingent liabilities. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward- looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

6/28/2005
Important Update: Greenwich Insurance Company, a member of XL Capital group, rated A+ XV by A.M. Best, will become our new carrier for the Lawyer's Protector Plan® program for policies with effective dates of September 1, 2005 and thereafter. Certain sections of our web site are in the process of being updated. Contact your Regional Production Manager for questions.