Lawyer's Protector Plan® Professional Liability Coverage for Attorneys

1/25/2011

B&B Protector Plans, Inc. and Navigators Expand Lawyers' Professional Liability Program Effective February 1, 2011

B&B Protector Plans, Inc., a subsidiary of Brown & Brown, Inc. (NYSE: BRO), announced today the expansion of the Lawyer's Protector Plan(R) (LPP(R)) liability program, which it administers in partnership with Navigators Insurance Company, to include law firms with up to 50 attorneys effective February 1, 2011. B&B Protector Plans and Navigators have worked together since 2009 to create a true value proposition for law firms with up to 34 attorneys through the development of superior product offerings and service capabilities.

"The expansion of the program to include firms with up to 50 attorneys is a great way to celebrate the LPP(R)'s 28th anniversary in the lawyers' professional liability market," said Laura M. Simon, Executive Vice President of B&B Protector Plans, Inc. and Program Manager of the LPP(R) program. "In addition to our longevity, the LPP(R) has a number of other key differentiators that distinguish it from other lawyers' professional liability programs. The LPP(R) claims department is led by attorneys devoted exclusively to handling lawyers' professional liability claims. Our underwriting and marketing teams are also led by attorneys who possess the unique insight and sensitivity necessary to effectively address issues faced by lawyers and law firms of various sizes. We also greatly value our collaborative partnership with Navigators, which allows us to act nimbly to create insurance and risk management solutions."

"Navigators continues to make a substantial commitment to the lawyers' professional liability market by offering innovative solutions that meet the evolving needs of small and mid-size law firms," said Reina Gregorio, President, Professional Liability, Navigators Pro, a division of Navigators Management Company, Inc. "We recognize that law firm requirements vary based on areas of practice and firm size. The expansion of the LPP(R) program enables us to marshal greater resources to address the specific requirements presented by law firms while further enhancing service capabilities."

The LPP(R) is a division of B&B Protector Plans, Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange. Brown & Brown is ranked as the seventh largest insurance intermediary in the United States and the world by Business Insurance magazine. The LPP(R) began operations in 1983 and has since become a premier provider of professional liability insurance to small law firms in the United States. More information regarding the LPP(R) is available at http://lawyers.protectorplan.com.

The Navigators Group, Inc. (NASDAQ: NAVG) is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe. Navigators is committed to the principles of underwriting excellence and to conducting its business with integrity, professionalism and pride. Coverage is underwritten by Navigators Insurance Company and Navigators Specialty Insurance Company which are both rated 'A' [Excellent] by A.M. Best, and 'A' [Stable] by Standard & Poor's. More information about Navigators is available at http://www.navg.com.

This press release may contain certain statements relating to future results which are forward-looking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that the actual results of the expansion of the LPP(R) may differ, possibly materially, from the anticipated results indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

8/31/2010

Brown & Brown and Navigators Expand Lawyers Professional Liability Program Effective October 1, 2010

(Tampa, FL)...Brown & Brown, Inc.(NYSE:BRO) announced today the expansion of the Lawyer's Protector Plan® (LPP®) Liability Program, which it runs in partnership with Navigators Insurance Company, to include law firms with up to 34 attorneys effective October 1, 2010. Brown & Brown and Navigators created one of the leading national lawyers' professional liability insurance programs in the country by combining their law firm programs designed for firms of one to 19 attorneys in November 2009.

"The LPP® has been dedicated exclusively to meeting the professional liability insurance needs of lawyers for over 27 years," said Laura M. Simon, Executive Vice President of B&B Protector Plans, Inc. and Program Manager of the LPP® program. "In partnership with Navigators we look forward to extending our shared expertise and commitment to value-added products and services to law firms with up to 34 attorneys."

"Navigators and Brown & Brown have worked together over the past year to build product, service and distribution platforms to better serve current and potential clients. The expansion of the LPP® program allows us to extend this framework to a larger market segment," said Stacy Hoffman, Senior Vice President, Professional Liability, Navigators Pro, a division of Navigators Management Company, Inc.

The LPP® is a division of B&B Protector Plans, Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange. Brown & Brown is ranked as the seventh largest insurance intermediary in the United States and seventh largest in the world by Business Insurance magazine. The LPP® began operations in 1983 and has since become a premier provider of professional liability insurance to small law firms in the United States. More information regarding the LPP® is available at http://lawyers.protectorplan.com.

The Navigators Group, Inc. (NASDAQ:NAVG) is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe. Navigators is committed to the principles of underwriting excellence and to conducting its business with integrity, professionalism and pride. Coverage is underwritten by Navigators Insurance Company and Navigators Specialty Insurance Company which are both rated 'A' [Excellent] by A.M. Best, and 'A' [Stable] by Standard & Poor's. More information about Navigators is available at http://www.navg.com.

This press release may contain certain statements relating to future results which are forward-looking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that the actual results of the expansion of the LPP® may differ, possibly materially, from the anticipated results indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.

5/12/2009
Brown & Brown and Navigators Partner for Lawyers Professional Liability Effective November 1, 2009

(Tampa, FL)...Brown & Brown, Inc. (NYSE:BRO) and Navigators Insurance Company announced today that Navigators will become the new carrier for the Lawyer's Protector Plan® (LPP®) effective November 1, 2009. Brown & Brown and Navigators will combine their existing programs for law firms with one to 19 attorneys, thereby creating one of the leading national lawyers' professional liability insurance programs in the country.

The LPP® is a division of B&B Protector Plans, Inc., which is a wholly-owned subsidiary of Brown & Brown, Inc., a publicly held insurance intermediary traded on the New York Stock Exchange. Brown & Brown is ranked as the seventh largest insurance intermediary in the United States and ninth largest in the world by Business Insurance magazine. The LPP® began operations in 1983 and has since become one of the largest providers of professional liability insurance to small law firms in the United States. On a combined basis, Brown & Brown and Navigators will provide professional liability to more than 6500 law firms in approximately 45 states and the District of Columbia. More information regarding the LPP® is available at lawyers.protectorplan.com.

Navigators Insurance Company is rated "A" Excellent by A.M. Best and "A" Strong by Standard & Poor's. The Navigators Group, Inc. was named on Fortune Magazine's 2008 list of "America's 100 Fastest Growing Companies" and is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe. More information regarding Navigators is available at www.navg.com.

"We enter into our program partnership with Navigators with great enthusiasm and a high level of commitment to this partnership and to our policyholders," said Laura M. Simon, Executive Vice President of B&B Protector Plans, Inc. and Program Manager of the LPP program. "We will work hard together to offer a true value proposition to our policyholders through a combination of unparalleled service and enhanced product offerings."

"Both Brown & Brown and Navigators have developed market reputations for providing exceptional service to the small law firm market. In working together, we intend to capitalize on the synergy of our two organizations to provide enhanced service and innovative solutions for law firms," said Reina L. Gregorio, President, Professional Liability, Navigators Pro, a division of Navigators Management Company, Inc.

This press release may contain certain statements relating to future results which are forwardlooking statements. These statements are not historical facts, but instead represent only Brown & Brown's belief regarding future events, many of which, by their nature, are inherently uncertain and outside of Brown & Brown's control. It is possible that Brown & Brown's actual results and financial condition may differ, possibly materially, from the anticipated results and financial condition indicated in these forward-looking statements. Further information concerning Brown & Brown and its business, including factors that potentially could materially affect Brown & Brown's financial results, are contained in Brown & Brown's filings with the Securities and Exchange Commission. Some factors include: general economic conditions around the country; downward commercial property and casualty premium pressures; the competitive environment; the integration of Brown & Brown's operations with those of businesses or assets Brown & Brown has acquired or may acquire in the future and the failure to realize the expected benefits of such integration; the potential occurrence of a disaster that affects certain areas of the States of Arizona, California, Florida, Georgia, New Jersey, New York, Pennsylvania and/or Washington, where significant portions of Brown & Brown's business are concentrated; and the actual costs of resolution of contingent liabilities. All forward-looking statements included in this press release are made only as of the date of this press release, and we do not undertake any obligation to publicly update or correct any forward-looking statements to reflect events or circumstances that subsequently occur or of which we hereafter become aware.